SMART Financial Link

Opportunity is Knocking… Finance Today!

Advantages of financing with Marlin

Effective cash flow management is an extremely important element to a successful business – small or large. Equipment financing offers business owners a means to acquire equipment based on an operating budget – not based on capital or cash on hand.

100% Financing

Unlike some loan programs, you can finance 100% of your equipment.

Flexibility

As businesses grow and needs change, you will be able to add or upgrade equipment at any point during the financing term.

Asset Management

Financing provides the use of equipment for specific periods of time at fixed payments. The financing company assumes and manages the risk of equipment ownership. At the end of the term, if you elect to return the equipment, the financing company is responsible for the disposition of the asset.

Tax Advantages

There are tax incentives for purchasing new equipment. By financing your equipment, the amount you save in taxes could be greater than what you pay in the first year of a least. Their new equipment could make you money from day one!

Logic of Financing

Can You…	Financing with Marlin	Cash Purchase	Bank Loan
acquire equipment without a substantial cash outlay?	YES	NO	NO Most banks require a large down payment.
upgrade or add equipment without difficulty?	YES	NO	NO Most banks require reapplication for another loan.
match payments to your current cash flow?	YES	NO	NO
avoid affecting your bank lines of credit?	YES	NO	NO In fact, you will be affecting it a great deal.
get approval for financing in one day?	YES	NO	NO It could take days or even weeks.
customize your payment plan or even defer payments?	YES	NO	NO

5 Easy Steps

1 – Shop

Find the equipment or software solution you need for your business.

2 – Apply

Complete a simple credity application. Once the application is complete, we will begin the credit approval process and have an answer to you within two hours.

3 – Sign

Upon approval sign one page finance agreement.

4 – Receive

Upon receiving your equipment or software, Marlin will commence the finance agreement.

5 – Pay

Once the finance agreement is commenced, your first invoice will arrive within 30 days and you will be billed monthly for the duration of your finance term.